Best Stock Trading Apps and Platforms in India

Wednesday, May 9th, 2018 Amritesh no responses

Technology has come a long way in the last decade or so to impact our daily lives in every which way possible. Technological upheaval has impacted the business and the economy in a big way. Take for example the Financial Services industry, the technology has completely changed the way business runs. A new term has emerged in the world of finance, “FinTech”, implying Technology aided Financial Services. End Consumers are the ones to benefit the most from such disruptive technological changes. Digital Models are fast replacing the Traditional Models in the world of Finance. Introduction of Artificial Intelligence has added immense value to the process of Digitization especially in the field of Financial Services. In this post, I will discuss…

Ways To Earn Money Online!!!

Friday, March 9th, 2018 Amritesh no responses

Everybody wants to be rich and earn money to fulfill their basic as well as luxury needs. However, earning money is not easy as it requires great deal of hard work, perseverance and patience to achieve. Earning legit money adopting ethical practices may seem tough initially but it is the only way one can succeed in the long run and lead a good life. Growth of digitization offers wonderful opportunity to the young and old alike to earn money online through various legit sources. Conventional way of earning money is primarily through business or by being employed. However, with the advancement of technology new avenues have come up to earn money online. This may help the students as well as…

Mutual Fund Investment: Difference between Direct and Regular Plan

Wednesday, January 31st, 2018 Amritesh no responses

Mutual Fund is diversified pool of funds collected from investors which is professionally managed by Fund Managers. The fund pooled by the Fund Managers is invested in purchasing securities. The fund is invested in multiple securities, Investors are expected to benefit from the diversification as the risk is mitigated and strengthens the prospect of better returns. Since the Fund is professionally managed by Portfolio Managers, the investors are saved from the hassle of managing the Fund. However, Investors may easily track the performance of fund periodically. Mutual Fund and Types Mutual Funds: Reasons To Invest Equity Linked Savings Scheme (ELSS) Mutual Fund is open ended diversified equity fund. Investment in ELSS mutual fund qualifies for Tax Exemption under section (u/s)…

Cryptocurrency Market: All You Need To Know

Tuesday, January 2nd, 2018 Amritesh no responses

Cryptocurrency is the new craze among millennials as digitization is impacting our lives in every which way possible. Eventually leading to advent of virtual currency which is regarded to be the substitute of fiat currency (Dollars, Euro, INR, etc). However, the Virtual Currency has created a lot of buzz and concerns at the same time as dealing in digital currency which is decentralized raises regulatory issues. The peer to peer based nature of transactions eliminates middlemen but also creates probability of virtual currency being misused for unlawful activities or to evade tax. Currently, In my opinion, it is better to steer away from Virtual Currencies as Individuals do have good investment options available which are safe and regulated by the…

Xiaomi Redmi 5A: Launched at Introductory Price of Rs 4,999/-

Thursday, November 30th, 2017 Amritesh no responses

Xiaomi (Mi) has announced their latest Budget end smartphone Redmi 5A in India, earlier today. The phone is latest to join the strong budget line up for Xiaomi. Recently, Xiaomi had launched a camera centric budget phone the Redmi Y1/Lite starting from Rs 6,999/-. Mi is known for launching value for money devices in the budget segment which has helped it gain the top position in terms of market share in India. Mi India aims to expand their base even further with the launch of Redmi 5A at a remarkable price of Rs 4,999/- (Introductory discount of Rs 1,000/-for 1st 5 million Buyers). The phone comes with impressive specs for the price. Mi claims up to 8 days of standby…

BSNL to Upgrade Broadband Initial Base Speed Limit to up to 10 mbps

Tuesday, October 31st, 2017 Amritesh no responses

State owned Telecom Company BSNL has decided to upgrade the Broadband Speed limit starting 1st November, 2017. The speed is set to be upgraded across all unlimited plans to 8 mbps and 10 mbps respectively, subject to technical feasibility. The revision is applicable on pan India basis and is available on both DSL (Digital Subscriber Line) and FTTH (Fiber to the Home) plans. This is welcome news for the BSNL subscribers as it will boost data transfer speed in the world of rapid digitization. BSNL is already the leading wired Broadband provider in the country and with the latest upgrade they are expected to expand from their current 13 million plus subscriber base (approx figures). BSNL has also announced the…

Mi Band HRX Edition: Review

Saturday, October 28th, 2017 Amritesh no responses

Xiaomi (Mi) had launched the Mi Band HRX Edition in India last month in collaboration with Hrithik Roshan. The Band is similar to the Mi Band 2 launched last year, however, the Heart rate sensor is absent in the latest edition. The fitness band is available online for just Rs 1,299/- on Mi India, Flipkart, Myntra and Amazon portal. The device is also available offline through Mi Home stores. The device has been priced pretty competitively in my opinion. https://youtu.be/m8yp63-Ttks This review is being published after using the Band for almost three weeks. HRX Band The Band has similar specs to that of Mi Band 2. The Battery, Dimension and Looks being identical, the only notable difference is the absence…

How to Improve Your CIBIL Credit Score?

Friday, September 22nd, 2017 Amritesh one response

Credit Report is a very informative data used to evaluate loan and credit card application, as it provides detailed record of one’s Credit history (Loans, Credit Card Dues, Repayment, etc) and helps lenders to determine the Credit worthiness of an applicant. Earlier, it was a parameter considered only when an Individual used to apply for a new credit card or loans. But now some Companies are asking for the Credit Report even while offering jobs. Therefore, it has become very important to have a Good Credit Score as the implications are high. CIBIL TransUnion Score helps you analyze your Credit worthiness.  CIBIL TransUnion Score is a Credit Score given to individuals based on their past financial records. Credit Score is…

One Stop Solution to Manage Your Investment: ARQ Investment Advisory Engine

Thursday, August 31st, 2017 Amritesh no responses

A recent study showed that major portion of the young population is pretty confused when it comes to Personal Finance and matters pertaining to Investment. Individuals need to be prudent when it comes to investment because it is their hard earned money which is being invested with the expectation of maximizing their wealth. The availability of numerous financial products often confuse the Investors even more. However, the advent of technology has simplified the art of investing. I strongly believe that technology has a huge role to play in the Financial World and it is steadily making it presence felt. Technology has ensured seamless Financial transaction across globe but has also brought about great deal of transparency in the Financial dealings.…

Digital Banking: The Technology Driven Revolution

Thursday, July 6th, 2017 Amritesh no responses

Payment Banks have gained prominence of late, the regulatory body Reserve Bank of India (RBI) is encouraging such type of banks which facilitate digital transaction and simplify the process of opening savings bank account for individual transaction. It is also aimed at driving the society to cashless economy by promoting digital transaction over cash based transaction. These banks are set to revolutionize the retail banking experience. Payment Banks facilitate smoother and hassle free platform for carrying out transaction. Similar to Payment Banks are the Digital Banks which offer similar features to the end customers. It is very easy for the Individuals to open the account using their mobile phone and within short span of time your account is ready for…