Types Of Mutual Funds: Plan Your Investment

Wednesday, February 28th, 2018 Amritesh 6 responses

Mutual Fund is considered to be an ideal investment instrument for individuals/retail investors. The professional management of fund along with proven past record does instill confidence in the fund. However, Mutual Funds are subject to market risk and fluctuations. To overcome the fluctuations and mitigate the associated risk, Mutual Funds allow investment in diversified asset classes. There are various types of Mutual Funds for prospective investors. Based on the future financial goals and tenure of investment, Individuals may consider following types of mutual funds for Investment. These different types of mutual funds offer investment for short and long term with fixed or market linked returns. All About Mutual Funds  Types of Mutual Funds Equity/Growth Funds The accumulated wealth from the investors…

Mutual Fund Investment: Difference between Direct and Regular Plan

Wednesday, January 31st, 2018 Amritesh 2 responses

Mutual Fund is diversified pool of funds collected from investors which is professionally managed by Fund Managers. The fund pooled by the Fund Managers is invested in purchasing securities. The fund is invested in multiple securities, Investors are expected to benefit from the diversification as the risk is mitigated and strengthens the prospect of better returns. Since the Fund is professionally managed by Portfolio Managers, the investors are saved from the hassle of managing the Fund. However, Investors may easily track the performance of fund periodically. Mutual Fund and Types Mutual Funds: Reasons To Invest Equity Linked Savings Scheme (ELSS) Mutual Fund is open ended diversified equity fund. Investment in ELSS mutual fund qualifies for Tax Exemption under section (u/s)…

One Stop Solution to Manage Your Investment: ARQ Investment Advisory Engine

Thursday, August 31st, 2017 Amritesh no responses

A recent study showed that major portion of the young population is pretty confused when it comes to Personal Finance and matters pertaining to Investment. Individuals need to be prudent when it comes to investment because it is their hard earned money which is being invested with the expectation of maximizing their wealth. The availability of numerous financial products often confuse the Investors even more. However, the advent of technology has simplified the art of investing. I strongly believe that technology has a huge role to play in the Financial World and it is steadily making it presence felt. Technology has ensured seamless Financial transaction across globe but has also brought about great deal of transparency in the Financial dealings.…

Portfolio Management: 5 Must Have Investments For Every Individual

Thursday, July 27th, 2017 Amritesh no responses

Individuals are often confused when it comes to Investments. It is primarily due to the fact that wide range of products is available for investment. Individuals are often influenced by friends, relatives or even the promotional campaigns used by the BFSI (Banking, Financial Services and Insurance) companies. Thus, in this post I will discuss the 5 most popular Investment Product which every Individual should try to include in their portfolio. The aim is to ensure an ideal balance between Investment, Insurance, Risk and Return. Portfolio Management aims at efficient allocation of funds to avail the  best returns on investment. The most important aspect which one should keep in mind while managing their portfolio is to diversify funds into various Investment…

Investment Portfolio: Planning and Approaches

Saturday, May 20th, 2017 Amritesh one response

The most critical aspect of investment is choosing the right investment product for the portfolio. Most of us are confused about it and end up making a wrong choice. Now in this post we will look at the various aspects which should be taken into account while building your investment portfolio. Portfolio planning is very important because a well thought off portfolio will not only ensure capital acceleration but also minimize the investment risk. Many critical factors needs to be considered while planning your Investment. Ideal Investment plan will look to maximize the accumulation of wealth with minimum amount of risk involved. STEP 1: Assessment of Requirements and Needs Even before an Individual decides on the Investment plans and type…

Equity Linked Saving Scheme (ELSS): An Investment cum Tax Saving Scheme

Sunday, April 30th, 2017 Amritesh 2 responses

Equity Linked Saving Scheme (ELSS) is equity oriented Mutual Fund scheme in which allocation is primarily made in to Equity market. In some of the Schemes partial allocation is also invested in debt instruments to provide more balance to the Fund. However since majority of the investment is allocated in equity it is highly volatile in nature and returns are dependent on the market performance. Thus the prices of the units keep fluctuating with the shifts in the Equity market. Although diversification of funds in equities across sectors reduces the risk. It is an open ended fund and can be subscribed at any point of time. The Funds have their Net Asset Value (NAV) which changes according to the market scenario and Investment…

Tax Saving Investment Options For Financial Year 2015-16

Thursday, February 11th, 2016 Amritesh one response

We are in the last quarter of the Financial Year and again it is the time when everybody is looking at various investment options not for the sake of investing but solely to reduce their tax burden. It is good to plan your taxes well in advance but it is equally important to invest wisely. Thus one should make most of the Tax exemption available under various Sections while being very careful with their Investments. It is advisable to diversify your investments so that you are adequately covered and are able to maximize your wealth at the same time.In this post, I will discuss some of the potential investment options for the Investors. Individuals based on their needs and preference…

Emerging Market Funds

Sunday, May 11th, 2014 Amritesh no responses

Emerging Market Funds or also known as Global Funds are Mutual Funds that have features similar to Exchange Traded Funds (ETF’s). But Emerging Market Funds means a lot more than that in real terms. These are special type of Mutual Fund scheme which allocate their investments in the Developing Countries. The term “Emerging Market” is given to the countries whose economy is still in the developing stage and there is ample scope to usher the funds for development in these areas which offer better return as compared to developed economy. The objective of this Fund is to allocate assets in the developing countries which offer better and faster prospect of growth. The fund is used for the infrastructure, education, health,…

Life Insurance: Assurance And Investment

Sunday, April 13th, 2014 Amritesh no responses

Life Insurance is assurance by the Insurer that upon the demise of the insured person the claim amount as per the contract or agreement will be paid to the nominee of the Insurance holder in exchange of the premium paid by the insurer for the same. The payment of premium can be on the monthly, quarterly, yearly basis depending on the terms agreed upon. There are various types of Insurance policies in the market which not only provide Life cover but also provide additional benefits such as Accidental and Disability benefits. Life Insurance is very essential for every individual as you are not aware about the future shortcomings. Moreover you have responsibilities and obligations to fulfill which make insurance even…

Portfolio Management

Sunday, March 23rd, 2014 Amritesh no responses

Portfolio Management is professional management of Investments to ensure that optimal use of fund is made in order to achieve accelerated growth of return on the investment. It involves detail analysis of the market scenario and decision making related to different financial products in the market. Portfolio Management may sound very easy to some but in practical scenario it’s not that easy as it has to be done after taking a lot of parameters into consideration. First of all let’s understand the term “Portfolio Management”. In simpler terms it just means the combination of two words “Portfolio” which means pool of investment instruments such as Equities, Bonds, Debt Instruments, Mutual Funds, Commodities, ETF’s, Real Estate etc. Whereas “Management” involves the…
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