Types Of Mutual Funds: Plan Your Investment

Wednesday, February 28th, 2018 Amritesh 5 responses

Mutual Fund is considered to be an ideal investment instrument for individuals/retail investors. The professional management of fund along with proven past record does instill confidence in the fund. However, Mutual Funds are subject to market risk and fluctuations. To overcome the fluctuations and mitigate the associated risk, Mutual Funds allow investment in diversified asset classes. There are various types of Mutual Funds for prospective investors. Based on the future financial goals and tenure of investment, Individuals may consider following types of mutual funds for Investment. These different types of mutual funds offer investment for short and long term with fixed or market linked returns. All About Mutual Funds  Types of Mutual Funds Equity/Growth Funds The accumulated wealth from the investors…

Mutual Fund: All You Need To Know

Saturday, February 24th, 2018 Amritesh no responses

Mutual Fund was first setup in Indian in 1963 with the creation of Unit Trust of India (UTI) and it enjoyed the monopoly through chain of financial intermediaries and amassed around Rs 6800 crores of assets under its Asset Management setup. Later on other Public Sector Units like Life Insurance Corporation (LIC), Banks, General Insurance Corporation (GIC) were allowed to enter the Mutual Fund Market. However with the creation of SEBI in 1993 the private sector players were also allowed to enter the market as a proper regulatory body had been setup. As of now Indian Mutual Fund Industry has grown enormously, Asset under Management (AUM) is valued at Rs 22.41 lakh crores (Rs 22.41 trillion) approximately till 31st January,…

Mutual Fund Investment: Difference between Direct and Regular Plan

Wednesday, January 31st, 2018 Amritesh no responses

Mutual Fund is diversified pool of funds collected from investors which is professionally managed by Fund Managers. The fund pooled by the Fund Managers is invested in purchasing securities. The fund is invested in multiple securities, Investors are expected to benefit from the diversification as the risk is mitigated and strengthens the prospect of better returns. Since the Fund is professionally managed by Portfolio Managers, the investors are saved from the hassle of managing the Fund. However, Investors may easily track the performance of fund periodically. Mutual Fund and Types Mutual Funds: Reasons To Invest Equity Linked Savings Scheme (ELSS) Mutual Fund is open ended diversified equity fund. Investment in ELSS mutual fund qualifies for Tax Exemption under section (u/s)…

One Stop Solution to Manage Your Investment: ARQ Investment Advisory Engine

Thursday, August 31st, 2017 Amritesh no responses

A recent study showed that major portion of the young population is pretty confused when it comes to Personal Finance and matters pertaining to Investment. Individuals need to be prudent when it comes to investment because it is their hard earned money which is being invested with the expectation of maximizing their wealth. The availability of numerous financial products often confuse the Investors even more. However, the advent of technology has simplified the art of investing. I strongly believe that technology has a huge role to play in the Financial World and it is steadily making it presence felt. Technology has ensured seamless Financial transaction across globe but has also brought about great deal of transparency in the Financial dealings.…

Direct Equity or Equity Mutual Funds: Plan Your Investment

Saturday, August 5th, 2017 Amritesh 3 responses

Investment decisions at times can be very confusing and cumbersome. In current market you have plethora of financial products to chose from which makes the task even more tedious. However, Each Financial Product is designed to meet specific needs and one should understand their purpose before deciding to invest. Pure Investment product is something which should be considered by Individuals as it offers better returns when compared to other Investment Instruments. In this post discussion is on, whether to invest in Direct Equity or Equity Mutual Funds. Direct Equity or Equity Mutual Funds are stock market oriented investment options. Direct Equity Investment is a viable option only for Individuals who have good knowledge about the Stock Market and can afford to…

Foreign Account Tax Compliance Act (FATCA): All You Need To Know

Saturday, May 6th, 2017 Amritesh no responses

Foreign Account Tax Compliance Act (FATCA) has been made mandatory for the Investors and Bank holders alike from 1st May 2017 in India. FATCA is an anti tax evasion agreement signed between United States and India which is effective from 31st August 2015. FACTA regulation is aimed at curbing tax evasion practices and bringing uniformity in Global Tax compliance. India had entered into an agreement with the United States for implementation of FATCA with effect from 31st August 2015. Bank Account holders as well as Mutual Fund investors need to comply with the regulation and have to submit the FATCA Declaration form to their respective Bank Branch and Financial investment intermediaries. How does FATCA Impact? FATCA facilitates automatic exchange of…

Sector Mutual Funds: Top Performers

Thursday, April 7th, 2016 Amritesh 3 responses

  Sector Funds is a type of mutual funds wherein the investment is concentrated in specific sector. As I have discussed previously, Sector Fund involves more risk when compared to Equity Mutual Fund as diversification of fund is restricted. Sector Fund is a decent investment option provided you have fair knowledge about the stock market and performance of sector specific funds. Sector Fund is meant for aggressive investors who are willing to take additional risk and are unperturbed by volatility of fund. Click to Read More About Sector Funds: An Insight   Factors in favor of Sector Mutual Funds: Sector Fund may be a good investment option when the equity market is under performing, however some of the sectors are…

Sector Mutual Funds: An Insight

Tuesday, March 29th, 2016 Amritesh no responses

Sector Funds is mutual funds that invests in shares of companies operating in specific sectors and thus are known as Sector Funds. The fund is diversified into specific sector and its close substitutes or alternatives. The objective of the fund is to reap benefits out of potential growth in specified industry. Sector Funds are impacted more by performance of the concerned sector rather than the overall market sentiments. For instance, Banking Sector Funds will comprise of investments in Banking Stocks, while IT fund will comprise of investment in IT and Technology related entities. Click to Read More About the Top Performing Sector Mutual Funds   Important Aspects of Sector Funds:- Sector Funds offer minimal diversification of funds and is primarily…

Mutual Funds: Reasons To Invest

Sunday, November 16th, 2014 Amritesh one response

Mutual Fund is a Collective Investment tool where investments are pooled in from the investors and invested in Stocks, Bonds, Commodities, Money Market Instruments and other assets. Here the funds are professionally managed by Fund Managers who try to ensure that pool of funds are invested wisely and provide better return in the long run. Mutual Funds are monitored and governed by respective authority in various countries like Securities and Exchange Commission (SEC) in United States, Securities Exchange Board of India (SEBI) in India and etc’s.Investors too should keep in mind that mere investment in Mutual Fund does not guarantee high returns from the first day itself. Like everything else which operates in the market they too will have days…

Balanced Funds: An Overview

Sunday, April 6th, 2014 Amritesh no responses

Balanced Funds are a kind of mutual fund scheme which offer Investors security, returns and moderate capital appreciation. These funds are also known as Hybrid Funds. Here the funds are invested in certain proportion in Equities as well as Bonds. The idea of the fund is protect the investment of the investor and provide decent return at the same time. These are considered as safer investment option as the fund is diversified in fixed return investments as well as equity which depending on the market scenario can yield positive or at times negative returns as well. But as per the data provided by the Stock Exchange the equities do provide positive and good returns over a longer period of time.…