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Sector Mutual Funds: An Insight

Tuesday, March 29th, 2016 Amritesh no responses

Sector Funds is mutual funds scheme which invests in securities of companies operating in specific sectors and thus are known as Sector Funds. The fund is diversified into specific sector and its close substitutes or alternatives. The objective of the fund is to reap benefits out of potential growth in specified industry. Sector Funds are impacted more by performance of the concerned sector rather than the overall market sentiments. For instance, Banking Sector Funds will comprise of investments in Banking Stocks, while IT fund will comprise of investment in IT and Technology related entities. Click to Read More About the Top Performing Sector Mutual Funds   Important Aspects of Sector Funds:- Sector Funds offer minimal diversification of funds and is primarily concentrated…

Top Equity Linked Savings Schemes (ELSS): To Invest In 2016

Sunday, February 28th, 2016 Amritesh no responses

Equity Linked Savings Schemes (ELSS) mutual funds is one of the best investment cum tax saving option available to the Individuals, who are looking at tax saving investment schemes. Previously, I have discussed about  the Features and Benefits of Investing in ELSS, the links to the post is provided below:-   Equity Linked Saving Scheme (ELSS): An Investment cum Tax Saving Scheme   Reasons To Invest In ELSS: Features and Benefits   In this post I will discuss about the Top ELSS plans one may consider for Tax Saving as well as Investment. ELSS plan is a viable investment cum tax saving option in the current scenario as the markets have been underperforming for quite some time now. This means you…

Mutual Funds: Reasons To Invest

Sunday, November 16th, 2014 Amritesh 2 responses

Mutual Fund is a Collective Investment tool where investments are pooled in from the investors and invested in Stocks, Bonds, Commodities, Money Market Instruments, etc. The funds are professionally managed by Fund Managers who try to ensure that pool of funds are invested wisely to provide good returns in the long run. Mutual Funds are monitored and governed by respective authority in various countries like Securities and Exchange Commission (SEC) in United States, Securities Exchange Board of India (SEBI) in India and etc’s. Investors too should keep in mind that mere investment in Mutual Fund does not guarantee high returns from the first day itself. Like Equities, Mutual Funds too will react to fluctuations in the Capital Market.    To know more about…

Benefits and Shortcomings of Systematic Investment Plan (SIP)

Sunday, November 9th, 2014 Amritesh no responses

Systematic Investment Plan (SIP) is a Mutual Fund Investment where one can make periodic investment in small amounts. This helps the investor as they don’t have to put in a lumpsum rather they can invest periodically with lesser amount. SIP helps you to plan and manage your investments more efficiently. Since you have to make periodic investments it also protects you from the sudden downward fluctuations in the market. Let’s look at some of the Benefits and Shortcomings of SIP.   Systematic Investment Plan   BENEFITS OF INVESTING IN SIP:-   Tax Benefits:- If you want to avail tax benefits under Section 80 (C) then you can opt for the ELSS option which allows deduction on the investment made in…

Emerging Market Funds

Sunday, May 11th, 2014 Amritesh no responses

Emerging Market Funds or also known as Global Funds are Mutual Funds that have features similar to Exchange Traded Funds (ETF’s). But Emerging Market Funds means a lot more than that in real terms. These are special type of Mutual Fund scheme which allocate their investments in the Developing Countries. The term “Emerging Market” is given to the countries whose economy is still in the developing stage and there is ample scope to usher the funds for development in these areas which offer better return as compared to developed economy. The objective of this Fund is to allocate assets in the developing countries which offer better and faster prospect of growth. The fund is used for the infrastructure, education, health,…

Balanced Funds: An Overview

Sunday, April 6th, 2014 Amritesh one response

Balanced Funds are a kind of mutual fund scheme which offer Investors security, returns and moderate capital appreciation. These funds are also known as Hybrid Funds. Here the funds are invested in certain proportion in Equities as well as Bonds. The idea of the fund is protect the investment of the investor and provide decent return at the same time. These are considered as safer investment option as the fund is diversified in fixed return investments as well as equity which depending on the market scenario can yield positive or at times negative returns as well. But as per the data provided by the Stock Exchange the equities do provide positive and good returns over a longer period of time.…

Mutual Funds: An Insight

Sunday, March 30th, 2014 Amritesh no responses

Mutual Funds are not only attractive as an Investment option but are also an efficient tax planning product too. Moreover, Investment in Tax Saving Mutual Funds (ELSS) offers the shortest lock-in period of just 3 years, whereas the other investment products come with minimum lock-in period of 5 years. Individuals prefer investing in Mutual Funds over the traditional investment products which offer mediocre returns along with longer lock-in period. Investment in Mutual Fund Mutual Fund is pooling of funds which is diversified into various types of securities and asset class. The diversification of fund not only mitigates risk but also ensures that the investment yields maximum return for the Investors. Types of Mutual Fund Investment: Detailed View Investing in Mutual…

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