Retirement Planning

Retirement Planning is a financial allocation of your investments and savings to meet your future needs and obligations when an Individual is no longer in Job or Business as the case may be. It provides financial independence and you don’t need to depend on anybody for your living. Retirement Planning merely does not mean availing any of the retirement plans available in the market rather it requires more strategic thinking and planning. Many factors are required to be considered before…

Battery Calibration and Optimization

One of the biggest concerns for Smartphone users these days is the battery life they get on their device. Most of the Smartphones struggle to last through the day on a single charge. Even the most battery efficient phone struggles to provide more than 4 hours of Screen time with 2G network enabled. It is a well known fact that Android, IOS and Windows devices tend to drain the battery pretty fast. This is due the various applications and games…

Micromax Yu Yureka (Cyanogen): Impressive Budget Phone

The Phone is available through Flashsale on Amazon.in. Do register to grab this device.Micromax has recently launched Yureka (Yu) device which runs the on Cyanogen Mod Rom. Micromax has entered into an agreement with Cyanogen Mod Rom developers and from now on they are the only official providers of Cyanogen Rom in India. One Plus One had made the Cyanogen Rom very popular but they have now decided to develop their own ROM.  This is a budget Android device and…

Health Insurance: A Must For You And Your Family

Health Insurance is gaining prominence with ever rising Medical Expenses and changes in life style leading to people being more prone to diseases. In the year 2016 it is expected that around 50% of the population in India will be covered by some form of Health Insurance. Government sponsored health insurance schemes is aimed at the poor trying to provide them the much needed coverage. The Central Government runs three prominent schemes, namely, Employees State Insurance Scheme, Central Government Health…

Inflation Rises Marginally in December: WPI INFLATION at 0.11%

Wholesale Price Index (WPI) for the month of December,2014 has rose marginally for the first time in 7 months to 0.11% after being flat in the previous month. Although the rise is lower considering projected rise was around 0.5%. The food inflation rose to -4.78% in the month of December. On year to year basis the Food Inflation has rose by 5.2%. Fuel and Power prices too declined by 7.8% during the same period. The fall in Crude prices below…

Xiaomi Redmi Note 4G: My Views

Xiaomi has enjoyed enormous success ever since its entry in the Smartphone market and is now the 3rdlargest smartphone vendor after Samsung and Apple. The reason behind the success not only lies in the fact that they manufacture some impressive phones but also the innovative style of selling along with competitive the pricing of the devices adopted by Xiaomi.In India they did very well with the launch of Mi and Redmi1s which sold like hot cakes. Last month they had…

Tax Planning for the Assessment Year 2015-16(Financial Year 2014-15)

It is again that time of the Financial year where you start looking at the possible Tax Saving Options. In most cases people are unable to do the Tax Planning wisely and end up either investing entirely on Insurance Policies or opt for Low Return scheme. But if you spend some time in planning your investment not only will you get better coverage but also reduce your Tax Burden effectively.I will try and highlight possible Tax Saving Investment options for…

Dual, Quad And Octa Processor: Need Or Marketing Myth

Smartphone is a segment were technology changes pretty fast and almost every month you will find new launches with some innovative features and improved hardware specifications. Not very long ago, Dual Core was exclusively for Flagship devices but currently we find them mostly in entry level phones. Even Quad Core Processors are seen on Budget and Midrange devices these days. Now we find Octa Core processors being used in some of the devices.But with this the question which arises is…

Best Value For Money Smartphones Of 2014

In this post I will discuss about the Smartphones which were real value for money in the year 2014 in my opinion. I have posted my views on quite a number of devices on my blog and you can find them on Smartphones page on my blog. Here I will provide links to the 5 phones which were the best in terms of price and performance in my opinion.This year many new Smartphone manufacturers entered the market and it was…

Inflation Falls Flat: WPI Inflation at 0%

Wholesale Price Index (WPI) for the month of November has gone flat at 0 %    as against 1.77 % in October, 2014. Stable rupee and lower commodity price in the global market has led to the decline as per the Economist. The food price index, fuel and power price index contracted 3.50% and 4.91% in the month of November. Wholesale Inflation takes into account the prices paid by the manufacturers on the goods imported and used as inputs. The main…