Employees’ Provident Fund (EPF) Portability: Universal Account Number and its Features

Wednesday, October 29th, 2014 Amritesh 5 responses

I have posted about EPF in my previous article which you can follow through the link provided below. Here I will discuss about the newly introduced EPF portability (UAN and its Features). Universal Account Number (UAN) will cover all the subscribers contributing to Employees’ Provident Fund Scheme. This system will benefit approximately around 41.7 million subscribers to EPF. This drive is initiated as part of the Social Security and Labour Reforms which would benefit the Individuals and protect their long run interest. However initially, UAN has been allotted to Subscribers who have contributed to PF between 1stJanuary,2014 to 30th June,2014 and beyond.

UAN will ensure that Subscriber is easily able to transfer his PF account to the new organization when he switches jobs. It is an attempt to remove hassles and time consumed for transfer of account from one organization to another. It will help the subscribers to access their corpus better and would safeguard their savings in case of job change or temporary loss of job as they would be entitle to use the same UAN in the new organization. EPF is the Statutory Benefit for the employees to safeguard their interest after retirement or any future shortcomings. 

Please note as per the latest notification, EPFO has relaxed norms for withdrawal of PF for Subscribers who left membership before 1st January,2014. It is no longer mandatory for such subscribers to provide UAN for withdrawal. Moreover, the Officer in Charge may accept claim forms without UAN at his/her discretion under exceptional circumstances based on the merit. 

Read more about Employees’ Provident Fund (EPF) and Amendments to it and its impact in the link provided below:-

Let’s look at the benefits of the UAN and how does it help the EPF subscribers:-

UAN can be used any a Subscriber anywhere in India during his/her employment and one can easily switch the PF account to the new organization when he/she goes for a job switch.

UAN will be linked to EPF and new members won’t be issued PF account number, instead they would get a subscriber identification number. This Identification number will be linked to UAN. It will smoothen the process of Fund Transfer and reduce the compliance hassle and cost for the employer as well.

UAN will become activated only when it is seeded with Know Your Customers (KYC) details like Passport, PAN, Bank account Number etc verified by the Employer.

Provident Fund accounts will be updated monthly and Subscribers will be informed of the same through SMS.

Subscribers can check if they have been allotted UANs on the EPFO website.

Subscribers will have to activate their UAN to get the PF update, Transfer claims, PF passbook download.
Amritesh is an experienced professional in the field of HR, Finance and Compliance. He is currently working in the IT Industry with an US based firm. He took up Blogging as a hobby which eventually turned into passion. He primarily focuses on topics related to Personal Finance, HR, Compliance and Technology.

All the opinions/suggestions/views expressed on this blog are just for sharing information. Readers are requested to consult their respective financial advisers and experts before taking any decision. Views shared through post or comments are personal opinion meant for reference of the readers. These should not be considered as Investment Advice or Legal Opinion. The Blog or the Author does not take any responsibility regarding any such action taken by any Individual.
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5 Comments on "Employees’ Provident Fund (EPF) Portability: Universal Account Number and its Features"

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Provident Fund Management System

Can i withdraw a money EPF any time i want…..?

Amritesh Sinha

No there are certain guidelines for doing so…Go through the link given below on Withdrawal and Advances from EPF.


In case, an employee leaves a job…He/She has to wait for two months before he can claim his EPF amount, barring few exceptional cases immediate withdrawal is not allowed.. i.e…Employment Abroad or incase of Female employee leaving job due to marriage.

Hope this will help You.
Feel free to contact in future.


DKM Online

Thanks for Your information…
Superannuation Fund Management System

epfindia com

How to check EFF Balance and how to withdraw PF Balance?

Silvia Lane

I think EPF is a good idea! And I want to suggest one more interesting post "How to get a raise in 9 days". It helped me in my career prospect.