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      BSNL to Upgrade Broadband Initial Base Speed Limit to up to 10 mbps

      Tuesday, October 31st, 2017 Amritesh no responses

      State owned Telecom Company BSNL has decided to upgrade the Broadband Speed limit starting 1st November, 2017. The speed is set to be upgraded across all unlimited plans to 8 mbps and 10 mbps respectively, subject to technical feasibility. The revision is applicable on pan India basis and is available on both DSL (Digital Subscriber Line) and FTTH (Fiber to the Home) plans. This is welcome news for the BSNL subscribers as it will boost data transfer speed in the world of rapid digitization. BSNL is already the leading wired Broadband provider in the country and with the latest upgrade they are expected to expand from their current 13 million plus subscriber base (approx figures). BSNL has also announced the…

      Mi Band HRX Edition: Review

      Saturday, October 28th, 2017 Amritesh no responses

      Xiaomi (Mi) had launched the Mi Band HRX Edition in India last month in collaboration with Hrithik Roshan. The Band is similar to the Mi Band 2 launched last year, however, the Heart rate sensor is absent in the latest edition. The fitness band is available online for just Rs 1,299/- on Mi India, Flipkart, Myntra and Amazon portal. The device is also available offline through Mi Home stores. The device has been priced pretty competitively in my opinion. https://youtu.be/m8yp63-Ttks This review is being published after using the Band for almost three weeks. HRX Band The Band has similar specs to that of Mi Band 2. The Battery, Dimension and Looks being identical, the only notable difference is the absence…

      How to Improve Your CIBIL Credit Score?

      Friday, September 22nd, 2017 Amritesh one response

      Credit Report is a very informative data used to evaluate loan and credit card application, as it provides detailed record of one’s Credit history (Loans, Credit Card Dues, Repayment, etc) and helps lenders to determine the Credit worthiness of an applicant. Earlier, it was a parameter considered only when an Individual used to apply for a new credit card or loans. But now some Companies are asking for the Credit Report even while offering jobs. Therefore, it has become very important to have a Good Credit Score as the implications are high. CIBIL TransUnion Score is a Credit Score given to individuals based on their past financial records. Credit Score is entirely based on the Credit Report prepared from data…

      One Stop Solution to Manage Your Investment: ARQ Investment Advisory Engine

      Thursday, August 31st, 2017 Amritesh no responses

      A recent study showed that major portion of the young population is pretty confused when it comes to Personal Finance and matters pertaining to Investment. Individuals need to be prudent when it comes to investment because it is their hard earned money which is being invested with the expectation of maximizing their wealth. The availability of numerous financial products often confuse the Investors even more. However, the advent of technology has simplified the art of investing. I strongly believe that technology has a huge role to play in the Financial World and it is steadily making it presence felt. Technology has ensured seamless Financial transaction across globe but has also brought about great deal of transparency in the Financial dealings.…

      Digital Banking: The Technology Driven Revolution

      Thursday, July 6th, 2017 Amritesh no responses

      Payment Banks have gained prominence of late, the regulatory body Reserve Bank of India (RBI) is encouraging such type of banks which facilitate digital transaction and simplify the process of opening savings bank account for individual transaction. It is also aimed at driving the society to cashless economy by promoting digital transaction over cash based transaction. These banks are set to revolutionize the retail banking experience. Payment Banks facilitate smoother and hassle free platform for carrying out transaction. Similar to Payment Banks are the Digital Banks which offer similar features to the end customers. It is very easy for the Individuals to open the account using their mobile phone and within short span of time your account is ready for…

      Employees Provident Fund (EPF) Online Claim Transfer

      Friday, May 26th, 2017 Amritesh 2 responses

      Employees Provident Fund (EPF) has made it possible for the Subscribers to transfer claims online through their previous or present employer. Subscribers switching jobs may now submit the transfer claim online, the same will be processed within few days. The option to apply for transfer of claim is available on the EPFO portal. In order to apply for claim transfer online, Subscribers need to activate their UAN. Following which the application for the Transfer Claim may be made. Applying for Transfer of Claims Online Log onto EPFO portal and Click on the Link for Online Claim Transfer Portal. (www.epfindia.gov.in) Check Eligibility for Online Transfer of Claim through the option made available to the Subscribers- This can be done by providing…

      Investment Portfolio: Planning and Approaches

      Saturday, May 20th, 2017 Amritesh one response

      The most critical aspect of investment is choosing the right investment product for the portfolio. Most of us are confused about it and end up making a wrong choice. Now in this post we will look at the various aspects which should be taken into account while building your investment portfolio. Portfolio planning is very important because a well thought off portfolio will not only ensure capital acceleration but also minimize the investment risk. Many critical factors needs to be considered while planning your Investment. Ideal Investment plan will look to maximize the accumulation of wealth with minimum amount of risk involved. STEP 1: Assessment of Requirements and Needs Even before an Individual decides on the Investment plans and type…

      Equity Linked Saving Scheme (ELSS): Reasons to Invest

      Wednesday, May 3rd, 2017 Amritesh no responses

      Equity Linked Saving Scheme (ELSS) is an open ended Mutual Fund Scheme and allocation of fund is largely made into equities and some portion in debt securities to make the investment more viable and reduce the risk. Since the investment is mostly in Equity Market one has to be careful with the investment.   You can read more about ELSS Mutual Funds in the link provided below:-   Equity Linked Saving Scheme (ELSS) In this post I will discuss about the Reasons to Invest in the Scheme:-   Short Tenure Lock In Period: As compared to other Investment Schemes like Public Provident Fund and National Saving Certificate, ELSS has a relatively shorter lock in period of 3 years. Thus individuals…

      Income Tax Deductions Available For The Financial Year 2017-18

      Thursday, April 20th, 2017 Amritesh no responses

      Individuals whose Annual Income is above Rs 2,50,000/ p.a- will be liable to pay Taxes on the earnings above the prescribed amount. However, Individuals earning up to Rs 3,50,000/- p.a can avail Tax Credit up to Rs 2,500/- Under Section 87A on the Tax payable. Thereby, implying that Individuals with Income up to Rs3,00,000 would not be required to pay tax as per the new Tax Slabs for the Financial Year 2017-18. In this post we would discuss the Tax Deductions available under various Sections and the investment options available to the Individuals. Kindly refer to the Link shared below for the latest Income Tax Rates. Income Tax Slabs & Rates Financial Year 2017-18 (Assessment Year 2018-19) Deductions Available Under…

      BFSI Website – Which One is the Best?

      Sunday, July 17th, 2016 Amritesh one response

      The internet has made the world a smaller place. Most of us spend time on social media platforms and mobile apps. Calling, messaging, viewing content and shopping everything is done online.  Like every other product, even the BFSI sector has extended their services online. While banks were the first movers, insurance is not behind. The financial sector does not only provide services online but they have also optimised their websites and communication to cater to the needs of their audience. One such company is EdelweissTokio Life, they recently launched their new website. The news was trending on twitter at number one position.  The new website was appreciated by most people online.This instigated me to go and check out their website.…