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      Mutual Funds: Reasons To Invest

      Sunday, November 16th, 2014 Amritesh one response

      Mutual Fund is a Collective Investment tool where investments are pooled in from the investors and invested in Stocks, Bonds, Commodities, Money Market Instruments and other assets. Here the funds are professionally managed by Fund Managers who try to ensure that pool of funds are invested wisely and provide better return in the long run. Mutual Funds are monitored and governed by respective authority in various countries like Securities and Exchange Commission (SEC) in United States, Securities Exchange Board of India (SEBI) in India and etc’s.Investors too should keep in mind that mere investment in Mutual Fund does not guarantee high returns from the first day itself. Like everything else which operates in the market they too will have days…

      Benefits and Shortcomings of Systematic Investment Plan (SIP)

      Sunday, November 9th, 2014 Amritesh no responses

      Systematic Investment Plan (SIP) is a Mutual Fund Investment where one can make periodic investment in small amounts. This helps the investor as they don’t have to put in a lumpsum rather they can invest periodically with lesser amount. SIP helps you to plan and manage your investments more efficiently. Since you have to make periodic investments it also protects you from the sudden downward fluctuations in the market.Let’s look at some of the Benefits and Shortcomings of SIP.Systematic Investment PlanBENEFITS OF INVESTING IN SIP:-Tax Benefits:- If you want to avail tax benefits under Section 80 (C) then you can opt for the ELSS option which allows deduction on the investment made in Mutual Funds. Moreover Mutual Funds Investments made…

      Types Of Mutual Funds: Plan Your Investments

      Sunday, September 28th, 2014 Amritesh 5 responses

      In my earlier post I have given an insight about Mutual Funds (refer to my earlier post Mutual Funds: An Insight) with regard to their management and performance. Now in this post we will look at the various types of Mutual Funds available in the market and the features they offer to the investors. We look at the Funds with Investment perspective in mind and look at the differences between these funds.Equity/Growth Funds: The accumulated wealth from the investors are invested in stocks of the Public Companies. Thus the return on the investment is directly linked to the performance of the stocks. These stocks on basis of the capitalization are termed as Large Cap, Mid Cap and Small Cap. The…

      Emerging Market Funds

      Sunday, May 11th, 2014 Amritesh no responses

      “EMERGING MARKETS”: What do they mean???Emerging Market Funds or also known as Global Funds are Mutual Funds that have features similar to Exchange Traded Funds (ETF’s). But Emerging Market Funds means a lot more than that in real terms. These are special type of Mutual Fund scheme which allocate their investments in the Developing Countries. The term “Emerging Market” is given to the countries whose economy is still in the developing stage and there is ample scope to usher the funds for development in these areas which offer better return as compared to developed economy. The objective of this Fund is to allocate assets in the developing countries which offer better and faster prospect of growth. The fund is used…

      Balanced Funds: An Overview

      Sunday, April 6th, 2014 Amritesh no responses

      Balanced Funds are a kind of mutual fund scheme which offer Investors security, returns and moderate capital appreciation. These funds are also known as Hybrid Funds. Here the funds are invested in certain proportion in Equities as well as Bonds. The idea of the fund is protect the investment of the investor and provide decent return at the same time. These are considered as safer investment option as the fund is diversified in fixed return investments as well as equity which depending on the market scenario can yield positive or at times negative returns as well. But as per the data provided by the Stock Exchange the equities do provide positive and good returns over a longer period of time.…

      Mutual Funds: An Insight

      Sunday, March 30th, 2014 Amritesh no responses

      BACKGROUNDMutual Fund was first setup in Indian in 1963 with the creation of Unit Trust of India (UTI) and it enjoyed the monopoly through chain of financial intermediaries and amassed around `6800 crores of assets under its Asset Management setup. Later on other Public Sector Units like Life Insurance Corporation (LIC), Banks, General Insurance Corporation (GIC) were allowed to enter the Mutual Fund Market. However with the creation of SEBI in 1993 the private sector players were also allowed to enter the market as a proper regulatory body had been setup. As of now Indian Mutual Fund Industry manages assets worth `9,00,000 crores (9 trillion) approximately. According to estimates as of February,2014 the Mutual Fund Industry has witnessed a growth…