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      Credit Information Bureau India Limited (CIBIL)

      Monday, September 11th, 2017 Amritesh 3 responses

      Credit Information Report (CIR) has become very important in the recent past largely due to defaults on payments made by the borrowers, leading to huge losses suffered by Banks and other Financial Institutions. It is being observed that Banking institution are under stress as Non Performing Assets (NPA’s) continue to rise. This has lead to lending institution being very stringent with their norms for granting loans. Credit Information Bureau India Limited (CIBIL) now known as TRANSUNION CIBIL Limited, maintains and provides record of the past financial transactions and credit history of an Individual or Firm which helps the Banks and Non Banking Financial Companies (NBFC) to decide on their  respective loans and credit card applications. Credit Information Bureau India Limited…

      How to Improve Your CIBIL Credit Score?

      Tuesday, June 21st, 2016 Amritesh one response

        Credit Report is a very informative data used to evaluate loan and credit card application, as it provides detailed record of one’s Credit history (Loans, Credit Card Dues, Repayment, etc) and helps lenders to determine the Credit worthiness of an applicant. Earlier, it was a parameter considered only when an Individual used to apply for a new credit card or loans. But now some Companies are asking for the Credit Report even while offering jobs. Therefore, it has become very important to have a Good Credit Score as the implications are high. CIBIL TransUnion Score is a Credit Score given to individuals based on their past financial records. Credit Score is entirely based on the Credit Report prepared from…

      Discover you True Worth with Aditya Birla Finance Home Loans

      Sunday, May 15th, 2016 Amritesh 5 responses

      A home is not just a roof over your head. It not only reflects your status in society but also your personality, taste and style. It's not surprising that younger individuals try to accumulate enough funds to purchase a home as soon as they start their careers. They realize that the more they hold off from buying a property, the more prices of property increase dramatically. Hence, it is wise to invest early in a home as it not only translates into owning your space but also acquiring an asset that will continue to appreciate in the future.For most individuals, buying a house can be difficult at first as they have to find the resources to finance their purchase. This…